The last round of Social Security payments will be sent to recipients in the next few days. Here's when to expect it.

The point is, while it's smart to have a plan, it's also important to acknowledge that nobody can predict the future. There are perfectly valid reasons to start Social Security at age 62, at full retirement age, at age 70, and at any ages in between those. And there's no way to know which of those reasons will apply to me in a couple of decades.

The third round of May’s Social Security payments, worth up to $5,108 for the highest-income earners who retire at age 70, will go out to retirees in five days.