Is the Fed interest rate pause good for mortgage rates?
It's important to understand that the Fed's decision to pause rate cuts will not directly impact mortgage rates. Mortgage rates are actually driven by a range of factors, including the Fed's rate changes. This week's Fed rate decision does, however, have a big influence on where mortgage rates could head.
Mortgage demand drops further, even as interest rates settle
Mortgage rates didn't move last week, but demand for new home loans continued to weaken. Both home buyers and current homeowners are hampered by today's higher interest rates. Total mortgage application volume decreased 2% from the previous week, according to the Mortgage Bankers Association's seasonally adjusted index.
Mortgage rates saw their first drop in six weeks — and this is the No. 1 mortgage provider in January 2025
We analyzed mortgage reviews on 10 major financial sites to find out which providers landed on the most “best mortgage” lists
With Mortgage Rates Near a 4-Week Low, How Much Would Your Monthly Payment Be?
Mortgage rates are up just a couple of basis points since last week, keeping them near their post-Christmas low. Rates on new 30-year fixed-rate loans averaged 6.98% on Friday, as compared to the 4-week low of 6.93%. 15-year loans saw their Friday-to-Friday average rise a more sizable 8 basis points, now up to 6.14%.
Today's Mortgage Rates | Rates May Not Drop Much This Year
These are today's mortgage and refinance rates. Mortgage rates may only drop a little bit this year since the economy is still running strong.
What the Fed’s Rate Policy Means for Your Finances
Here’s how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans.
What This Week's Fed Decision Means for Mortgage Rates
On Wednesday, the Fed is expected to announce a pause from its rate-cutting path. What does that mean for mortgage rates? If Fed Chair Jerome Powell signals concerns about inflati
Understanding the Federal Reserve's Role in Mortgage Rates
Learn how Fed meetings affect mortgage rates and what it means for borrowers. Discover trends, impacts, and expert predictions on mortgage rates.
How does the mortgage interest tax deduction work? Experts explain
"The mortgage interest tax deduction is a [tax benefit that] allows you to subtract the interest paid on your home loan from ...
America's Largest Mortgage Giants May See Major Change, Investors Predict
President Trump wants to privatize Fannie Mae and Freddie Mac. A survey shows nearly half of investors expect it by 2028.
Top 10 States With the Lowest Mortgage Payments—Including One Where They're Below $2K a Month
Oklahoma and Missouri shared the No. 9 spot on the list, with the monthly payment at $2,140, and Arkansas closed out the top ...
Chinese AI DeepSeek’s rout of tech stocks may benefit mortgage rates
The tech-heavy Nasdaq composite closed down nearly 3% on Monday, with shares of AI-focused chipmaker Nvidia plunging 17% and ...
Bill providing one year of mortgage relief for L.A. fire victims moving forward
A.B. 238, which would make it easy for victims of the Los Angeles County wildfires to get mortgage relief, will proceed ...
Mortgage Rates Holding Near 2025 Low
Friday, ending the week just a few basis points above their lowest level of the new year. Many other loan types also saw ...
XHB: 7% Mortgage Rates Are No Problem For Rebounding Homebuilders
XHB has outperformed the S&P 500 by 13 percentage points since my last buy rating, with shares up 58%, and I see more upside ...
DFW 2025 Housing Market Outlook: Rates to remain steady, prices expected to rise
If you were waiting for mortgage interest rates to drop before buying a home, experts suggest you might want to follow the projections of national housing economists.