Fannie Mae and Freddie Mac were created by Congress. They perform an important role in the nation’s housing finance system – to provide liquidity, stability and affordability to the mortgage market.

We evaluate Fannie Mae's and Freddie Mac's financial condition, earnings, liquidity, and efforts taken to mitigate losses in its single-family and multifamily portfolios. We assess their response to continued stress in the mortgage markets and its effect on …

Nov 18, 2024 · The 2025 volume caps for multifamily loan purchases by Fannie Mae and Freddie Mac (the Enterprises) will be $73 billion for each Enterprise, totaling $146 billion for the calendar year. FHFA anticipates the 2025 cap levels will be appropriate given current market forecasts.

Jun 18, 2009 · Fannie Mae and Freddie Mac have to return to their previous status as leaders in setting, promoting, and enforcing industry standards and best practices for all mortgages. Even before the implementation of the Home Affordable refinance and modification programs, our push to increase loan modifications as a means of reducing preventable ...

Dec 20, 2024 · The Federal Housing Finance Agency (FHFA) released today the 2025 Scorecard for Fannie Mae and Freddie Mac (the Enterprises), establishing an array of objectives for them to operate safely and soundly, further develop risk management frameworks, and support market improvements in housing supply and affordability, among other steps.

Aug 22, 2024 · Under the Federal Housing Enterprises Financial Safety and Soundness Act of 1992, as amended by the Housing and Economic Recovery Act of 2008, Fannie Mae and Freddie Mac are subject to affordable housing goals covering their purchases of single-family mortgages and multifamily mortgages.

CAPS FOR FANNIE MAE AND FREDDIE MAC . Highlights of 2025 Multifamily Loan Purchase Caps o The 2025 volume caps for multifamily loan purchases by Fannie Mae and Freddie Mac (the Enterprises) will be $73 billion for each Enterprise, totaling $146 billion for the calendar year. o FHFA anticipates the 2025 cap levels will be appropriate given current

Dec 19, 2024 · The Federal Housing Finance Agency (FHFA) issued a final rule today that establishes new affordable housing goals for the loan purchases of Fannie Mae and Freddie Mac (the Enterprises) over the next three years, and updates the process for requiring an action plan when an Enterprise misses certain goals.

Oct 17, 2022 · As conservator, FHFA has the powers of the management, boards, and shareholders of Fannie Mae and Freddie Mac. Fannie Mae and Freddie Mac continue to operate as business corporations.

These changes provide Fannie Mae and Freddie Mac (the Enterprises) with more flexibility to better support access to homeownership and rental housing. In addition, the amendments clarify that the Enterprises must meet the capital requirements established by …