How to claim unclaimed deposits from banks 👇 👉 When a person dies, legal heirs sometimes discover unclaimed bank deposits. The Reserve Bank of India has mandated banks to publish a list of inactive or inoperative accounts for 10 years or more on the bank’s website. 👉 How to search: The claimant needs to visit the bank’s website to check the inactive account details. Only the primary account holder’s details can be searched from the list. 👉 Search criteria Claimant can search records based on